Joe's Journal

Pass It On

Mary's Seaside Skippers

Good Morning,

Today was a first for me. I joined the newly formed Seaside Skippers club.

Go To Hey Skipper.com

Check out todays adventure.

Comment: -------- Joe -- that is SO cool!!  Skipping is for me - walking is boring, running is too hard on my knees... so it's the perfect thing to do! Thanks for sharing! Jan Cotton

Rules for Creation

Good Morning
5:30AM

From Joes Journal
4-25-2007

Have you ever wanted to press the re-set button on a particular area of your life?

When we press re-set we get a chance to start all over again plus we get to apply everything we learned from our past experiences. That is how you re-create your life.

Here are my rules for re-creation.

1.    I have everything I need to get started right here and right now. I may not have everything I want yet I have everything I need. I believe in the law of motion which states as soon as I move confidently in the direction of my new ideal more will be given to me to help me on my way.

2.    I have recognized that energy that I spend worrying about the future is the exact same energy I can use to create the future.

3.    I can get everything I want in life all I MUST do is find people who want what I want and then help them get it. If what I want is friendship, companionship, conscious spiritual connection, willingness to expand and grow, meaningful thoughtful loving conversation, adventure, respect, truth and fun then that is what I MUST offer others.

So that’s what I’m thinking and meditating on this morning.

Have a great day – I hope to hear you on the Art of Asking call today at  10:30am. I have created a great training for you. ( By Referral Only members )

Joe Stumpf

Life Is Adventure

Good Morning From Santa Monica California,
6:01am

From My Journal:

One of the new habits that I choose to integrate into my daily living is to select an attitude that no longer serves me and replaces it with a new more empowering one.

For me the secret is to pick only one attitude a day that I waste energy on. Then focus on giving that same energy to a new more positive expression.

Today 4-24-2007 I choose to replace the attitude of doubt with the attitude of adventure.

Today when my mind gives rise to doubt I will notice the thought I will immediately replace it with my
new thought...

" My life is a grand adventure. Today I choose to live my life as a full expression of the highest version of myself."

Living My Adventure Today

Joe

Doubt. To feel unconvinced or uncertain about something.

Adventure. The participation or willingness to participate in things that involve uncertainty and risk.

Basal Cell Skin Cancer

Good Morning,

Today I’m going to the dermatologist to have 14 stitches removed from the side of my head, near my left temple.

What happened?

The sun is what happened.

Living in Southern California, playing lots of golf and hanging out in our wonderful sunshine, I got what is called Basal Cell Skin Cancer.

I noticed this pink spot about a year ago and didn’t think much of it.

Then about a month ago, it started bleeding and wouldn’t stop.

My daughter, Traci, urged me (she set up the appointment) to get it looked at.

I did.

So last Monday, after 5 hours of mole surgery, they removed a chunk of this stuff the size of a quarter.

The doctor said, if I would have come in a year earlier when I first noticed it, it would have only been the size of a dime.

It was simple stupidity on my part not to take care of it right away.

Learn from my lack of action.

If you've got anything like this going on now… get it handled now.

Basal cell carcinoma is the most common form of skin cancer.

Basal cell skin cancers look like a small, slow growing, shiny pink or red lump. If left, they tend to become crusty, ulcerate or bleed.

Basal cell skin cancer occurs on the face, scalp, ears, hands, shoulders and back. Basal cell skin cancer can occur on the nose.

A Must Read....Now!

'You've got to find what you love!'

This is the text of the Commencement address by Steve Jobs, CEO of Apple
Computer and of Pixar Animation Studios, delivered on June 12, 2005.

I am honored to be with you today at your commencement from one of the finest universities in the world. I never graduated from college. Truth be told, this is the closest I've ever gotten to a college graduation. Today I want to tell you three stories from my life. That's it.

No big deal.

Just three stories.

The first story is about connecting the dots.

I dropped out of Reed College after the first 6 months, but then stayed
around as a drop-in for another 18 months or so before I really quit.

So why did I drop out?

Read the rest of his brilliant speech; Click Here Now!

Olivia

Good Morning,

Meet my daughter Olivia learning how to play guitar. She inspire me!

Todd Is Taking Care of Business

Look to the vision you hold of your future self.

Good Morning,

Happy Saturday!

I just listened to a beautiful song from the  Five for Fighting's album…listen to the words to their song World.

Listen Click Here: Five For Fighting World
What kind of world do you want? 
       
Think anything  

Let’s start at the start, 

Build a masterpiece  

Be careful what you wish for 
         
History starts now...
     
      

My friend Karen Winter shared these words with me this morning and I choose to pass them on to you.

It’ speaks directly to my heart and I how I feel now.

I believe you will find inspiration in this thought.

Love Joe

Whether We Act In Big Ways or Small Really Isn't The Point.
by Patricia Bechdolt, Th.D.

It is about signaling to the universe and to ourselves that we are serious about our intention to live with authenticity and integrity. 

The personal implications of this alignment are, of course, not at all separate from larger global issues. 

As the world around us faces a crisis of balance, we are each called to contribute to its equilibrium by becoming more centered and balanced ourselves. 

As above, so below. 
As within, so without.

As we serve our soul's intention, we serve the greater good as well.

We are now being asked to cease stopping in our tracks because of what we don't know for sure. .

Look to the vision you hold of your future self.  If, heart and soul, you know it to be the essence of you, then fake it 'til you make it. 

Begin now to embody that person in whatever ways you can, even as you honor your present responsibilities. 

Incorporate that future into the present moment.

As you do so, whatever is false about the life you have been living will reveal itself and dissolve in the face of being more real than you have ever been, and the future will begin to take care of itself in a way that feels more meaningful and invigorating. 

Whatever is unrealistic about what you set in motion now will be brought to light, and whatever is genuine will feel just that way.

Gratitude

Good Morning,

My love and gratitude goes out to each person who was at the Las Vegas Main Event.

It was truly a remarkable experience for me.

Today I choose to recover, which means I will get a massage, walk on the beach, work out with Markus, write in my journal, have dinner with my daughter and just soak in the gratitude of everything that is good in my life.

With All Gratitude
Joe

Discover David Whyte

Good Morning,

Have you ever read a book that you loved so much because it provided you so much depth and insight that all you wanted to do was read everything the author ever wrote?

Well I just discovered the work of David Whyte.

I have spent all my free moment in my last 8 days devouring each drop of wisdom that falls from the pages of his poetic heart and mind.

Click on the links below to see my four favorite David Whyte books

I tried reading just one.

Go ahead try it!

Try just reading one.

I dare you!

1. Clear Mind, Wild Heart
2. Crossing the Unknown Sea
3. Midlife and the Great Unknown
4. The Heart Aroused : Poetry and the Preservation of the Soul in Corporate America

My Life Vision

Good Morning,

During the Christmas Holidays I choose to retreat to the mountain of Idyllwild to mediate and fast while I created an updated vision for my life.

My vision is an image of what I choose my future to look, feel and sound like as if I'm already living it.

My vision is an inner picture of my hearts desire that I choose to manifest in my outer world.

I love these words Blake wrote:

       It Is Within
…Rivers, Mountains, cities, Villages.
All are Human, & Earths, as in your own Bosom you bear your Heaven
And Earth & all you behold; tho’ it appears Without, it is Within,
In your imagination, of which this World of Mortality is but a Shadow.

The inner world was as real to Blake as the outer land of walking life.

The kingdom of heaven is within you.
                                     Luke 17:21

During my vision quest I created a life map using Tony Buzan and Michael Gelb principals of mind mapping.  At the upcoming Strategic Forum Michelle Zwicker and I will show you exactly how to create your own mind map.

After my map was drawn I then wrote my detailed description of my out-pictured life 10 years after I had achieved my hearts desire.

Another principal I choose to teach at Strategic Forum is how to create a vision through your goal not to it.

Imaging like this requires you fully live your vision as if it is happening now.

You can achieve this outcome by using conscious language. The simplest way to write your vision with conscious language is eliminate the words this, that, it, then, the, want and need.

When you imagine using conscious language you create a specific detailed future packed with emotion.

Here is a portion of my vision for my life 10 years into it!

My eyes open. My light turns on. Awaking, I feel his presence. God fills my mind.

My first thought, is thank you God.

It’s morning dark, my moon is full, my coyotes sing, I feel my time, 4:30 am.

My habit of rising naturally at 4:30am is part of who I am.

I feel refreshed.

I turn slowly to my left and see my life partner.
Her beautiful hair is wrapped around her tender face.

She is my angel.

Click To Read More....

New Date: Friday June 22nd Dialogue School At Joe's House

The March 24th, April 28th and May 5th dates quickly sold out!

Because so many people have requested attending my small group "Dialogue School", I have chosen Friday June 22nd for the next training.

What's It Feel Like When You Imgine Having Mastery Of My Magic Words? Enroll Now Into Dialogue School, It Will Flll Up Very Quickly!

As you know, I’m obsessed with language, getting the right words in the right sequence to produce the best result.

I’m looking for only 12 more people to come to my home on June 22nd, 2007.

For the past year, I have been working on perfecting the Initial Consultation and now I’m ready to reveal all my Magic Words Technology in this exciting, new, one-day training.

If you're ready to step up to a new level of communication effectiveness, I would love to show you how!

Check it out. Click on the link below and let me know what you want to do!

Click here for more information:

Dialogue School At Joe's House

Magic Words For Living

One Of My Top 10 Most Inspiring Bible Verses

Wisdom and understanding are better than silver and gold and
nothing I desire can compare with them; therefore, I make it my
ambition and desire to have understanding and wisdom; therefore
I know I will have all of the other desires of my heart.

(Proverbs 8:10-11)

I'm curious, can you tell me what Bible verse inspires you most?

Joe

My Six Minute Superman Set

Are you ready to get in the best shape of your life?

I hope so because Markus and I can show you the exact exercise routines that will make you a super hero!

What Does Recovery Time Look Like?

Good Morning,

Have you ever taken 3 days completely away from business including blogging?

I did.

Here is what I did!

Real Recovery Time

Get Focused, Stay Focused

Happy New Year...

I was wondering if you have begun to notice that without focus, it is difficult to succeed?

Yet, in my experience, I believe that no matter who you are, you lose your focus.

Is that true for you?

Also, in my experience, I have noticed that what separates the Pro from the Amateur is the Amateur will lose focus for days, even weeks, maybe even a month at a time.

While the Pro never loses focus for more than a day, maybe two, because the Pro has mastered the skill of refocusing.

I imagine you may want to know how to get refocused when you seem out of focus.

I’m not going to tell you that it is easy to turn Pro because you already know how to be Amateurs, but may I suggest these three habits be woven into the fabric of your life, so you can enjoy the benefit that Pros receive that Amateurs only dream about.

Three Pro Habits That Get You Refocused

#1. Recovery Time.
Once a year, get away for a least 3 days to redefine your dream and revisit your 3 major life projects. (Read the post “What Separates Pros From Amateurs").

This year, as a matter of fact, while you read this, I’m in Idyllwild, California, fully emerged in a 5-day spiritual retreat, fasting on lemon water, maple syrup and cayenne pepper and meditating 3 to 5 hours a day, getting refocused on what is important to me.

#2. Remodel Time.
Each month, take 5 uninterrupted hours focusing on what projects and activities will give you the most significant thrust towards the accomplishment of your 3 major life projects.

#3. Results Time.
Pick one project at a time and invest 75% working on it until it is complete.

So for example, you want to get 3 listings or loans this month, upload all of your data from your database system to myclients, and you want to hire an assistant.

The secret is to pick just one of those three projects and pour 75% of all your time and energy into that one project until it is complete, instead of 25% on listings and loans, 25% on data transfer, 25% on hiring an assistant.

When you focus your energy on one thing, you get it done faster and better.

Those are three simple and easy tools to help you get focused and stay focused.

Happy New Year,

Joe

Today's My 50th Birthday...

 

Life Coach Helps Me Get New Habits

Good Morning,

When I'm taking on a new project or attempting to brake a life long pattern I seek support in the form of a coach, more specifically a Life Coach.

Most of the time it only takes a month or two to replace my old habit with a new one when I work with a skilled Life Coach.

So as you move into the new year, do you have a habit that you would like to replace?

I have a gift for you.

I would like to refer to you Mary Pinizzotto's, she is a terrific Life Coach.

Check out her blog. Get inspired .

Maybe you will let her coach you for a month or two, who knows!

Click here and find out more: Positively Attractive

Happy New Year

Joe

Success In 3 Minutes

Merry Christmas,

Is it possible to learn the 8 secrets to success in 3 minutes ?

Find out by watching this video.

Click Here: Success In 3 Minutes

 Joe

My Purpose

12-10-2006
6:50am
Seattle Washington
Cold. Wet.

Good Morning,

I'm here at the Westin Hotel downtown Seattle for day one of the Main Event.

Almost 600 people are registered to attend the conference.

I will keep you posted with a few video blogs of all the action so check back with me in the morning.

I got up extra early this morning (3am – went to bed at 8pm) because I wanted to listen to Jack Canfields book on tape.

I love his message about purpose.

It reminded me once again that it is easy to be persistent when I am clear on my purpose.

I can overcome all my limiting thinking, imagined and real obstacles when I’m passionately and enthusiastically working in the direction of my life purpose.

Jack recommends that you rewrite your purpose statement every morning in your journal.

So I did.

My life purpose is inspiring people by teaching and training the principles, providing the exact turnkey tools and modeling the behavior of referrability?

What is your purpose?

Would you share it with me?

Have a great day!

Joe

The Ultimate Question

Good Morning,

How likely is it that you would recommend us to a friend or colleague?

                           Low  0   1   2   3   4   5   6   7   8   9   10  High

Is it possible that this single question has the power to guide and direct all of your business decision?

Imagine asking this question to your client at several strategic times in the relationships to determine if your client is a promoter of your service or a detractor.

Fred Reichhels has proposed a powerful and simple matrix to determine if your company has more promoters of your service or more detractors of your service. I am going to his seminar in New York in January to study more of his methods and will share more with you as I learn.

I'm curious, on a scale of 1 low and 10 high how likely is it that you would recommend By Referral Only to a friend or colleague?

Spin - Release - Blow Up !

Several years ago, a coach and friend Richard, asked me to try this. It really worked well for me. After I did exactly what he told me to do, I felt much more confidant and more self-assured.

As a matter of fact, I liked how I felt so much I thought, I’m going to write a blog about this and see if you want to try it.

Here is what Richard asked me to do.

First, he asked me to remember the last prospect that rejected me.

I had to think pretty hard about that!

He said to me, “Joe, if you can’t remember being rejected, it might mean that you’re not prospecting enough!”

I chuckled…

I thought, “Gee, I wonder if that is possible? Then, I thought every time I do a Main Event, I’m prospecting for new coaching club members.”

Is your head nodding up and down right now?

Richard asked to specifically remember a time when a person said ‘no’ to my offer of joining the coaching program.

Then I remembered a woman who came up to me at a Main Event and said, “I really do not think your program is good for me and I have decided not to join.”

The more I think about it now, the clearer the memory becomes.

I mean, right now I can close my eyes and get a very clear image of her. I can hear her voice. I can feel her energy as I fully recall this actual memory.

Go ahead and try it.

Remember a person who decided to list their home with another agent.

Remember a person who told you that they were going to get a loan from a different lender.

As you recall these past memories, just notice what happens to your attitude.

Notice what you see when you remember a negative experience.

Notice what happens when you close your eyes and dwell on this memory of rejection.

Does the picture of the moment get brighter? Does it get louder, and do you feel the pain of rejection more intensely?

Go ahead and dwell on the moment you got rejected.

Replay the picture over and over again.

What I have noticed as I replayed the picture of the woman walking up to me and telling me she was not going to join, was that I was reliving the experience over and over.

So, in fact, she only rejected me once, but then I had her do it at least a dozen more times to make sure that I really felt bad.

Try it.

Keep replaying your rejection over and over.

If you’re like me, you are starting to notice how exhausted you’re getting holding this negative memory.

Richard said to me, “Joe, what you are experiencing right now, is what most people are doing every day; they are living out of their memory.”

As a result, they continue to get more of what they don’t want, because they are automatically replaying old memories, like the repeat button on the stereo is stuck, playing the same song over and over and over!

Can you relate to this at all?

Then Richard said to try this.

Would you like to try this with me? I think you’ll feel much better when we’re done – go ahead, give it a try with me.

Richard asked me to take the image of the woman rejecting me and place her on a record disc in my mind.

He said, “Like one of those old vinyl records, place the image of the woman walking up to you and saying she is not going to join on the front of the record.” It took me a few minutes, but I focused long enough to create a picture in my mind of her walking up to me and rejecting me as if it was the record label.

See if you can do it for your rejection memory.

Then he said, “Now, start to spin the album clockwise, slowly at first, so you can actually see the woman spinning around in your head.”

So I did, and then he said, “Speed it up now.”

So I did.

Faster and faster.

Then Richard yelled, “Stop! Now reverse the spinning motion counter clockwise.”

So I did.

Faster and faster, I spun the image counter clockwise.

Then he said, “Reverse it.”

Go clockwise again.

Then he said, “Stop. Go counter clockwise, again.”

So I did.

Then he said, “Now release the image into the air and imagine you’re skeet shooting and you have a rifle in your hands. As the record flies out into the air, it becomes your target and you take aim and shoot and the image blows into pieces and falls to the ground.”

So I did.

It was amazing -- the memory shattered instantly.

Then Richard said one of the most profound things I have ever heard, he said, “Joe, from this day forward let’s live out of our imagination, not our memory.”

He instructed me to imagine the same woman walking up to me and spinning around on a record and she is spinning as she is talking to me. I begin to laugh and she blows up.

What Richard was doing was giving me a tool to rewire my neuro network with a pattern interrupt.

He was giving me a tool to take control of my automated memory and rewire the memory so it had little or no effect on my current reality.

I must say this one tool has helped me immensely in my life.

Today, when I have an experience that I want to remove from memory, I spin, release and blow it up.

The results have been more confidence and more self-assurance, and today I live out of the unlimited possibilities of my imagination vs. the old, patterned, limited memory of the past.

Give it try.

50,000 Visitors Today!

In the world of real estate and mortgage blogging, 50,000 page views
is like running the 4-minute mile.

Thank you for not keeping Joe's Journal a secret!

                 50,000!

The Closing Song I Sang

Good Morning,

Got back from Sacramento late last night.

We had an outstanding 3-day Main Event. Over 500 agents and lenders from all over the country were there. Our clients loved the brand new Main Event Workbook.

So here is a quick video of the closing song I sang.

Enjoy!

My Three Key Books

A few days ago a friend asked me what three books have had the biggest impact on my business life.

I had to think about it long and hard. I went into my library, then I pulled out my old journals and here is what I came up with.

Discovering and Exploring Habits of Mind
by Arthur L. Costa and Bena Kallick                                  

A deep look at the 16 most important habits a child can learn to live a full and happy life.

If they are not learned by the age of 10 they become the the adults life mission. It is much easier to learn them before ten then it is between 10 and 50. At the Strategic Forum I will share the 16 habits.

Synchronicity:
The Inner Path of Leadership by Joseph Jaworski

Profoundly changed my point of view of what it mean to be a leader.
I will show you how I  create the space in my life to make my vision come true through the power of thought, agreement and following my instincts.
I have used the 5 key insights from this book to build By Referral Only to be the best training company in North America.

The War of Art:
Break Through the Blocks and Win Your Inner Creative Battles by Steven Pressfield

This is the kind of book you read everyday. It gave me the awareness to overcome my resistance to write. My work is my art and my business is my gallery. I will show you how I overcome the natural resistance to produce huge volumes of content daily.

How I Build My Body - New Web Site Link

Good morning,

I have created a new weblog where I will post all my workouts with Markus.

Bookmark this page and visit when you are ready to get your body in peak condition.

Feel free to share these routines with your local fitness coach.

Get Strong,

Joe

                       How I Build My Body

                                      Click Here To Watch Videos

From A True Friend

Thank You Marcus Philemon

30,000 Page Views Today

That's a lot.

Thank you for sharing Joe's Journal with your friends, family and colleagues.

My intention going forward is to create as much helpful content that will support you in being the highest version of yourself.

That means, strategies to get more referral business, methods to give more referrals, ways to improve your systems and structures, deepen your spiritual awareness, improve yourself physically and of course, give you the magic words that will make what you say 5 times more interesting.

So please continue to share Joe's Journal with everyone you care about and as you do, I will continue to share all I know and learn about living the highest version of yourself.

Please comment, ask questions and involve yourself in this journey with me.

Your Friend and Coach,

Joe Stumpf

22,000 Pages Viewed as of Today

The day that I conceptualized joesjournal.com, my intention was to have a creative outlet for all good stuff that I am thinking.

My thought was, if I could share my insight, wisdom and passion for building a referral business, that there must be a person who would benefit from my gifts.

I'm humbled at the remarkable reception of joesjournal.com

In 90 days, over 22,000 pages have been viewed.

My intention remains the same -- each day, share with you from my heart, my gifts.

What I want for you is more freedom, more prosperity, greater health and a deeper spiritual awareness.

I believe that I can give you the critical knowledge, the proven strategies, and powerful techniques to help you get from where you are to where you want to be.

So, thank you for referring joesjournal.com to the people in your life that you really care about.

The Best Is Yet To Come,

Joe Stumpf

A Message From My Mentor Milton

Do you have the beginner’s heart?

Can you remember what you felt like while you were putting together your first real estate or mortgage transaction?

What was the scenario?

What was the client’s problem?

How did you solve it for them?

I remember when I got my first listing -- it was Mr. Karakas, in Burbank, Illinois.

He was a FSBO.

I hounded him everyday with phone calls, mailings and visits until he finally surrendered.

I remember it was 11:30 at night when he reluctantly signed the listing agreement.

When I got out to my car, I was filled with excitement. All I wanted to do was celebrate my success with my teacher and manager Jim.

I stopped at the first pay phone (long before cell) and called. When he answered I said, “I got it, I did it!”

Although Jim was in his 15th year of business, at the time I could feel his excitement because he could feel my authentic, vulnerable, real beginner’s heart.

The beginner’s heart is contagious. It is filled with hope, excitement, determination, and unbridled passion – let’s call it enthusiasm.

Enthusiasm is really ‘soul-power’ and when genuine, is so recognized and felt by those coming within it’s field of influence.

So what happens to the beginner’s heart?

Have you ever met people in our industry that have lost the beginner’s heart?

They seem to have lost their enthusiasm, their zest, their spark, their get-up and go seems to have gotten up and gone.

How do you keep the beginner’s heart?

I’m often asked how I stay so enthusiastic about teaching, coaching, growing and evolving.

I have reflected on that question quite a bit. Here is what I believe are the two keys to keeping the beginner’s heart.

#1. Hang around beginners.
Notice how much enthusiasm and excitement others have when they are new. When they don’t know what they don’t know.

How they believe anything is possible.

How they want to share their success.

If you want to get your beginner's heart back, mentor a new agent for 90 days and watch what happens to your production.

I would say, the easiest way out of a slump is to mentor an enthusiastic new agent or lender for a season, and not only will you be inspired to show them how good you are, they will be inspired to show you how good they are – you both win.

#2 Learn something new everyday.

Expand yourself through knowledge. Through reading, listening and studying.

Visiting me daily is a good start.

Always have a few books going at once. When you sit at your computer, be listening to audible books or 'click, listen and learns' while you surf the web or download idea casts.

One of the ways I keep my beginner’s heart is to always be teaching what I’m learning.

My beginner’s heart really loves to learn.

I live to learn and learn to teach. When I’m doing these two things, my heart stays open and enthusiastic.

The word "enthusiasm" is derived from the Greek term meaning "to be inspired; to be possessed by God; under the influence of a higher power; inspired by a super-human higher power."

So today, whom can you mentor and what can you learn so you can find and keep your enthusiastic beginner’s heart?

Recharged From Recovery Time

I love this technology.

Right now, we are sitting in the Reno airport returning from our Lake Tahoe family vacation.

We stayed at Big Bear Lodge at NorthStar thanks to Jim McQuiag and the Crescendo Residences.

Horseback riding, river rafting, boating, reading, and relaxing... that is what recovery time is all about.

I am re-reading David Hawkins book Transcending The Levels of Consciousness - The Stairway to Enlightenment.

It is really a magnificent explanation about how to live life from a place of joy, love and gratitude.

I'm feeling recharged and ready to make a 10x bigger commitment to learning and teaching.

My biggest insight on this relaxing, adventuresome trip was how much I truly live my life to learn and how much I love to teach what I'm learning.

Here are a few pictures from our journey.

A Day In New Jersey

Long time By Referral Only member Chris Stanton arranged for me to fly to New Jersey to share my marketing and referral generating strategies.

It was a great day.

Opteum Financial Services was founded by industry veterans Peter Norden and Martin Levine in 1999.

Today, Opteum employs 1,000+ mortgage professionals across the nation, all empowered to exceed the expectations of their customers, partners and shareholders.

Opteum Financial Services is headquartered in Paramus, N.J.

My First Video Blog With You Tube

What Does The Process Of Becoming Referrable Look Like?

Always Work Harder On Strengthening Your Referral Mindset,                      Rather Than Trying To Make A Name For Yourself.

MadeManPrint